By Jeremy Tanner
Lenders are offering free refinancing to get buyers into homes, but proceed with caution and read the fine print.

NEW YORK – Some lenders are getting creative and offering free refinancing to buyers willing to take the leap and purchase a house amid America's crushing combination of lofty home prices and high mortgage rates.
The selling point? It can be summed up by the real estate slogan that seems like it was created for 2023: "marry the house, date the rate."
Essentially, fall in love with your home, but remember that you can break up with your costly mortgage rate when you find a lower one in the future.
Mortgage rates retreated some in November but are still historically high, with the average rate on a 30-year fixed-rate mortgage at 7.22% as of Thursday, according to Freddie Mac. The last time they were this high was two decades ago.
Current conditions have created an incentive for lenders to find new ways of attracting buyers and driving business a ...